SBA Loan Financing Program

Credit Standards:

-Must have good credit (650 FICO and above)

-Equity must come from non-borrowed funds (401k funds  are OK)

-Personal net worth must be near loan amount requested

-General management experience is needed

-Must have approved cash flow of personal living expense

-Some outside income may be required

SBA Program Highlight SBA Pre-Screen Application

Procedures / Time Table:

-Have candidate call our office for a review

-We will send follow-up email to Franchisor

-Candidate must complete an application, and return to  Franchise Finance Credit Dept.

-Once received, pre-approval will be issued within  within one (1) week

-Final funding generally is completed within 2-4weeks

Click to Download

-Loan Amount:                        70 - 80% Total Cost                                                                         (Includes working capital)


-Loan Term:                              7 - 10 years


-Collateral:                                 If available only

-Closing Cost:                           Est. 3 - 6% (can be financed)


-Interest Rates:                         6% approx.